PHP examples

<?php

// Sample iDEAL Issuer Directory request using CURO Protocol and REST API
// Your API authentication info
$merchant = 'demo';
$apiKey = 'averylongkeyyouwillreceivefromyouraccountmanager';

$apiUrl = 'https://secure.curopayments.net/rest/v1/curo/'; // Real
$apiUrl = 'https://secure-staging.curopayments.net/rest/v1/curo/'; // Test

// create a new cURL resource
$curl = curl_init();
// set URL and other appropriate options
curl_setopt($curl, CURLOPT_URL, $apiUrl . '/ideal/issuers/');
curl_setopt($curl, CURLOPT_HEADER, false);
// set HTTP Basic Authentication
curl_setopt($curl, CURLOPT_HTTPAUTH, CURLAUTH_BASIC);
curl_setopt($curl, CURLOPT_USERPWD, $merchant . ':' . $apiKey);
// we want JSON response
curl_setopt($curl, CURLOPT_HTTPHEADER, ['Accept: application/json']);
curl_setopt($curl, CURLOPT_RETURNTRANSFER, true);
curl_setopt($curl, CURLOPT_TIMEOUT, 60);
// get server response
$response = curl_exec($curl);
// close cURL resource, and free up system resources
curl_close($curl);

// Create associative array of the response
$directory = @json_decode($response, true);

// Dump response for this demo
print_r($directory);

<?php

// Sample iDEAL Payment request using CURO Protocol and REST API
// Your API authentication info
$merchant = 'demo';
$apiKey = 'averylongkeyyouwillreceivefromyouraccountmanager';

$apiUrl = 'https://secure.curopayments.net/rest/v1/curo/'; // Real
$apiUrl = 'https://secure-staging.curopayments.net/rest/v1/curo/'; // Test

// Debug flag
$debug = true;

// NB: for test transactions you need test-issuers with different ids!
$xml = '<?xml version="1.0" encoding="UTF-8"?>
<payment>
    <site_id>123</site_id>
    <currency_id>EUR</currency_id>
    <amount>100</amount>
    <reference>Reference 1</reference>
    <description>Description 1</description>
    <url_success>http://www.example.com/ok.html</url_success>
    <url_pending>http://www.example.com/pending.html</url_pending>
    <url_failure>http://www.example.com/wrong.html</url_failure>
    <url_callback>http://www.example.com/callback.html</url_callback>
    <issuer_id>RABONL2U</issuer_id>
    <country_id>NL</country_id>
    <language_id>nl</language_id>
    <ip>192.168.0.1</ip>
    <consumer>
        <firstname>John</firstname>
        <lastname>Doe</lastname>
        <email>[email protected]</email>
        <address>nowhereroad 12</address>
        <city>NonVille</city>
        <zipcode>12345</zipcode>
        <country_id>NL</country_id>
        <phone>0612345678</phone>
        <dob>10-07-1970</dob>
        <gender>m</gender>
    </consumer>
    <cartitems>
        <item>
            <quantity>1</quantity>
            <sku>hamer_01</sku>
            <name>Hamer</name>
            <price>1.50</price>
            <vat>21</vat>
            <vat_inc>1</vat_inc>
            <type>1</type>
        </item>
        <item>
            <quantity>1</quantity>
            <sku>Discount</sku>
            <name>Discount total</name>
            <price>-0.50</price>
            <vat>21</vat>
            <vat_inc>1</vat_inc>
            <type>4</type>
        </item>
    </cartitems>
</payment>
';

// create a new cURL resource
$curl = curl_init();
// set URL and other appropriate options
curl_setopt($curl, CURLOPT_URL, $apiUrl . 'ideal/payment/');
curl_setopt($curl, CURLOPT_HEADER, false);
// set HTTP Basic Authentication
curl_setopt($curl, CURLOPT_HTTPAUTH, CURLAUTH_BASIC);
curl_setopt($curl, CURLOPT_USERPWD, $merchant . ':' . $apiKey);
// send and receive XML
curl_setopt($curl, CURLOPT_HTTPHEADER, [
    'Accept: application/xml',
    'Content-Type: application/xml',
]);
curl_setopt($curl, CURLOPT_RETURNTRANSFER, true);
curl_setopt($curl, CURLOPT_TIMEOUT, 60);
curl_setopt($curl, CURLOPT_POSTFIELDS, $xml);
// get server response
$response = curl_exec($curl);
$curlInfo = curl_getinfo($curl);
$errorCode = curl_errno($curl);
$errorMessage = curl_error($curl);
// close cURL resource, and free up system resources
curl_close($curl);

// print response for debug
if ($debug) {
    echo "error: $errorCode $errorMessage\r\n";
    echo "cURL information:\n" .
        print_r($curlInfo, true) .
        "\nPost data:\n" .
        print_r($xml, true) .
        "\nResponse:\n" .
        substr($response, 0, 500) . (strlen($response) > 500 ? '...' : '');
}

try {
    $xmlResponse = simplexml_load_string($response);
    if ($debug) {
        echo "XML = " . print_r($xmlResponse, true) . "\r\n";
    }

    // Check the http response to make sure the request was successfull
    if ($curlInfo['http_code'] >= 200 && $curlInfo['http_code'] < 300) {
        if (
            !empty($xmlResponse->payment->transaction_id)
            && !empty($xmlResponse->payment->url)
        ) {
            // Store the transaction_id as reference in our own system
            $transactionId = $xmlResponse->payment->transaction;

            // Redirect user to the bank to complete the payment
            $header = "Location: {$xmlResponse->payment->url}";
            if ($debug) {
                echo "Header( $header )\r\n";
            } else {
                header($header);
            }
            echo "<a href='{$xmlResponse->url}'>Click here to continue</a>\r\n";
            exit();
            /**
            EXIT when the transaction was finished the user will be redirected to the given return_url
            **/
        }
    } else {
        // Something went wrong, you problably don't want to show the error to the user!
        echo "Error {$xmlResponse->error->message}";
    }
} catch (Exception $e) {
    // Bad XML? we should mail ourselves some details
    echo "Transaction problem, please try again later.";